3196 Ridge RdNorthumberlandPA17857
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Northumberland at 3196 Ridge Rd, Northumberland, PA, 17857 offers a 21.77% rental yield on a $125,000 purchase with $2,268/mo rent. Total monthly income registers $2,268/mo, and a $612/mo payment leaves $1,449/mo available for distribution. Annual cash flow reaches $17,385/yr on $41,438 to close, and return on cash invested stands at 61.86% in year one. Equity gained on principal adds $807/yr while 5% annual appreciation supports $34,535 over five years. Portfolio math shows five-year ROI at 328.35% and total cumulative return in cash at $136,061. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,268/mo property income against a $612/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1920
5.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17857, Northumberland, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,542 (100%) |
| Owner Occupied HU | 2,427 (68.5%) |
| Renter Occupied HU | 816 (23.0%) |
| Vacant Housing Units | 299 ( 8.4%) |
| Median Home Value | $250,144 |
| Average Home Value | $260,433 |
Housing Distribution
Address Breakdown
Residential
3,438
Single Family
3,280
Multi-Family
158
Businesses
238
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Listed by: CHRISTOPHER COUP • COUP AGENCY
Mls Name: CSVBOR
Mls ID: #20-97935
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.