31951 Emerald LnCastaicCA91384
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow31951 Emerald Ln, Castaic, CA, 91384 in Castaic is a top-tier cash-flow asset. At $604,900 it produces $6,077/mo in rent and $2,109/mo in net monthly income, a 12.06% gross rental yield. The DSCR of 2.23 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $25,306. Five-year appreciation adds $167,123, driving a total cumulative return of $366,069.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.1% | 5.3% |
| Monthly Cash Flow | $2,109 | $1,500 |
City averages based on Castaic market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,077 |
| Total Monthly Debt Service | $3,727 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
4,894 sqft lot
$N/A/sqft
$172 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91384, Castaic, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,696 (100%) |
| Owner Occupied HU | 6,290 (81.7%) |
| Renter Occupied HU | 1,234 (16.0%) |
| Vacant Housing Units | 172 ( 2.2%) |
| Median Home Value | $810,154 |
| Average Home Value | $870,566 |
Housing Distribution
Address Breakdown
Residential
7,183
Single Family
6,755
Multi-Family
428
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
4,894 sqft lot
$N/A/sqft
$172 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91384, Castaic, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,696 (100%) |
| Owner Occupied HU | 6,290 (81.7%) |
| Renter Occupied HU | 1,234 (16.0%) |
| Vacant Housing Units | 172 ( 2.2%) |
| Median Home Value | $810,154 |
| Average Home Value | $870,566 |
Housing Distribution
Address Breakdown
Residential
7,183
Single Family
6,755
Multi-Family
428
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices