31816 Avenue E SPACE 118YucaipaCA92399
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 31816 Avenue E SPACE 118, Yucaipa, CA, 92399 in Yucaipa. Priced at $189,900, it generates $4,356/mo in gross rent and $3,181/mo in net monthly cash flow, a 27.53% yield that comfortably supports the 5.10 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $38,175. Five-year appreciation: $52,466. Equity from principal paydown: $1,749/yr. Total projected cumulative return: $276,726.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 27.5% | 6.0% |
| Monthly Cash Flow | $3,181 | $400 |
City averages based on Yucaipa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,356 |
| Total Monthly Debt Service | $1,099 |
| DSCR Ratio | 3.96x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1978
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92399, Yucaipa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,224 (100%) |
| Owner Occupied HU | 15,042 (70.9%) |
| Renter Occupied HU | 5,426 (25.6%) |
| Vacant Housing Units | 756 ( 3.6%) |
| Median Home Value | $557,545 |
| Average Home Value | $555,572 |
Housing Distribution
Address Breakdown
Residential
20,511
Single Family
20,203
Multi-Family
308
Businesses
1,129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1978
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92399, Yucaipa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,224 (100%) |
| Owner Occupied HU | 15,042 (70.9%) |
| Renter Occupied HU | 5,426 (25.6%) |
| Vacant Housing Units | 756 ( 3.6%) |
| Median Home Value | $557,545 |
| Average Home Value | $555,572 |
Housing Distribution
Address Breakdown
Residential
20,511
Single Family
20,203
Multi-Family
308
Businesses
1,129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices