318 W Santa Maria StTucsonAZ85706
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 318 W Santa Maria St, Tucson, AZ, 85706 in Tucson: $2,188/mo in rent, $817/mo net, 11.39% gross yield, all on a $230,541 acquisition. The 2.11 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $63,694 in value, and $2,123/yr in principal paydown steadily builds equity. Projected total cumulative return: $139,772.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.2% |
| Monthly Cash Flow | $817 | $450 |
City averages based on Tucson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,188 |
| Total Monthly Debt Service | $1,279 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
7,743 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85706, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,239 (100%) |
| Owner Occupied HU | 11,224 (55.5%) |
| Renter Occupied HU | 7,872 (38.9%) |
| Vacant Housing Units | 1,143 ( 5.6%) |
| Median Home Value | $202,121 |
| Average Home Value | $243,516 |
Housing Distribution
Address Breakdown
Residential
18,354
Single Family
15,572
Multi-Family
2,782
Businesses
767
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
7,743 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85706, Tucson, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,239 (100%) |
| Owner Occupied HU | 11,224 (55.5%) |
| Renter Occupied HU | 7,872 (38.9%) |
| Vacant Housing Units | 1,143 ( 5.6%) |
| Median Home Value | $202,121 |
| Average Home Value | $243,516 |
Housing Distribution
Address Breakdown
Residential
18,354
Single Family
15,572
Multi-Family
2,782
Businesses
767
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices