318 E Elm StWalnut RidgeAR72476
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Walnut Ridge rentals match the income profile of 318 E Elm St, Walnut Ridge, AR, 72476. Listed at $100,000, gross rent is $1,116/mo and net cash flow is $515/mo, a 13.39% yield well above national averages. DSCR 2.48 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $27,628 by year five with $921/yr in annual principal reduction, projecting $70,985 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 6.2% |
| Monthly Cash Flow | $515 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,116 |
| Total Monthly Debt Service | $561 |
| DSCR Ratio | 1.99x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72476, Walnut Ridge, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,065 (100%) |
| Owner Occupied HU | 1,654 (54.0%) |
| Renter Occupied HU | 1,022 (33.3%) |
| Vacant Housing Units | 389 (12.7%) |
| Median Home Value | $102,045 |
| Average Home Value | $142,291 |
Housing Distribution
Address Breakdown
Residential
2,989
Single Family
2,925
Multi-Family
64
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72476, Walnut Ridge, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,065 (100%) |
| Owner Occupied HU | 1,654 (54.0%) |
| Renter Occupied HU | 1,022 (33.3%) |
| Vacant Housing Units | 389 (12.7%) |
| Median Home Value | $102,045 |
| Average Home Value | $142,291 |
Housing Distribution
Address Breakdown
Residential
2,989
Single Family
2,925
Multi-Family
64
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeffrey Williams • Century 21 Portfolio
Mls Name: Northeast Arkansas BOR
Mls ID: #10121663
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.