318 Cottage CtBall GroundGA30107
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 318 Cottage Ct, Ball Ground, GA, 30107 in Ball Ground. Rental yield 6.36%. The 1.18 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $98,909 and $3,297/yr in principal reduction project total return of $117,402.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 8.5% |
| Monthly Cash Flow | $(366) | $300 |
City averages based on Ball Ground market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,896 |
| Total Monthly Debt Service | $2,036 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
2,613 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30107, Ball Ground, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,333 (100%) |
| Owner Occupied HU | 6,341 (86.5%) |
| Renter Occupied HU | 718 ( 9.8%) |
| Vacant Housing Units | 274 ( 3.7%) |
| Median Home Value | $507,213 |
| Average Home Value | $548,373 |
Housing Distribution
Address Breakdown
Residential
7,049
Single Family
6,989
Multi-Family
60
Businesses
394
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
2,613 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30107, Ball Ground, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,333 (100%) |
| Owner Occupied HU | 6,341 (86.5%) |
| Renter Occupied HU | 718 ( 9.8%) |
| Vacant Housing Units | 274 ( 3.7%) |
| Median Home Value | $507,213 |
| Average Home Value | $548,373 |
Housing Distribution
Address Breakdown
Residential
7,049
Single Family
6,989
Multi-Family
60
Businesses
394
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: RYAN C ASSAD • Keller Williams Realty Atlanta Partners
Mls Name: FMLS GA
Mls ID: #7693648