3175 Morningstar RdBlue RockOH43720
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 3175 Morningstar Rd, Blue Rock, OH, 43720 in Blue Rock is a conservative rental investment at $229,000. Rental yield 6.79%. A 1.26 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $63,268; $2,109/yr in principal paydown supplements. Total projected return: $73,686.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 6.2% |
| Monthly Cash Flow | $(210) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,296 |
| Total Monthly Debt Service | $1,415 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
5.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43720, Blue Rock, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 671 (100%) |
| Owner Occupied HU | 469 (69.9%) |
| Renter Occupied HU | 85 (12.7%) |
| Vacant Housing Units | 117 (17.4%) |
| Median Home Value | $236,563 |
| Average Home Value | $232,767 |
Housing Distribution
Address Breakdown
Residential
526
Single Family
526
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
5.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43720, Blue Rock, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 671 (100%) |
| Owner Occupied HU | 469 (69.9%) |
| Renter Occupied HU | 85 (12.7%) |
| Vacant Housing Units | 117 (17.4%) |
| Median Home Value | $236,563 |
| Average Home Value | $232,767 |
Housing Distribution
Address Breakdown
Residential
526
Single Family
526
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices