3170 E Stroop Rd APT 303KetteringOH45440
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 3170 E Stroop Rd APT 303, Kettering, OH, 45440 in Kettering hard to pass up. The 18.62% gross yield on a $169,900 purchase results in $2,636/mo in rent and $1,269/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.45). Annual cash flow of $15,226, five-year appreciation of $46,940, and $1,565/yr in equity build-up combine for a projected total cumulative return of $147,423.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 18.6% | 6.2% |
| Monthly Cash Flow | $1,269 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,636 |
| Total Monthly Debt Service | $1,300 |
| DSCR Ratio | 2.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1997
243.94 sqft lot
$N/A/sqft
$250 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45440, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,020 (100%) |
| Owner Occupied HU | 6,580 (59.7%) |
| Renter Occupied HU | 3,849 (34.9%) |
| Vacant Housing Units | 591 ( 5.4%) |
| Median Home Value | $272,237 |
| Average Home Value | $307,540 |
Housing Distribution
Address Breakdown
Residential
10,910
Single Family
7,932
Multi-Family
2,978
Businesses
530
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1997
243.94 sqft lot
$N/A/sqft
$250 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45440, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,020 (100%) |
| Owner Occupied HU | 6,580 (59.7%) |
| Renter Occupied HU | 3,849 (34.9%) |
| Vacant Housing Units | 591 ( 5.4%) |
| Median Home Value | $272,237 |
| Average Home Value | $307,540 |
Housing Distribution
Address Breakdown
Residential
10,910
Single Family
7,932
Multi-Family
2,978
Businesses
530
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices