317 Clark St #DClintonMI49236
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 317 Clark St #D, Clinton, MI, 49236 in Clinton is straightforward: $125,000 in, $1,271/mo in rent, $366/mo out after debt service. The 12.2% gross yield and 2.26 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $34,535 by year five. With $1,151/yr in principal equity, the total cumulative return is projected at $71,599.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 6.2% |
| Monthly Cash Flow | $366 | $800 |
City averages based on Clinton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,271 |
| Total Monthly Debt Service | $855 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1900
435.60 sqft lot
$N/A/sqft
$80 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49236, Clinton, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,057 (100%) |
| Owner Occupied HU | 1,711 (83.2%) |
| Renter Occupied HU | 241 (11.7%) |
| Vacant Housing Units | 105 ( 5.1%) |
| Median Home Value | $248,692 |
| Average Home Value | $282,108 |
Housing Distribution
Address Breakdown
Residential
1,919
Single Family
1,725
Multi-Family
194
Businesses
143
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1900
435.60 sqft lot
$N/A/sqft
$80 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49236, Clinton, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,057 (100%) |
| Owner Occupied HU | 1,711 (83.2%) |
| Renter Occupied HU | 241 (11.7%) |
| Vacant Housing Units | 105 ( 5.1%) |
| Median Home Value | $248,692 |
| Average Home Value | $282,108 |
Housing Distribution
Address Breakdown
Residential
1,919
Single Family
1,725
Multi-Family
194
Businesses
143
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices