31603 Kline CirWarrenvilleIL60555
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe 10.21% yield at 31603 Kline Cir, Warrenville, IL, 60555 in Warrenville is solid, but the $1,709/mo payment compresses net cash flow to $164/mo at $380,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $104,987 by year five, and $3,500/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.89) without U.S. income documentation. Total projected return: $183,846.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.0% |
| Monthly Cash Flow | $164 | $300 |
City averages based on Warrenville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,234 |
| Total Monthly Debt Service | $2,485 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1998
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1998
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Suzanne Fox • Keller Williams Premiere Properties
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12562548