7120 S 86th AveJusticeIL60458
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 7120 S 86th Ave, Justice, IL, 60458 in Justice. Priced at $319,000, it generates $2,748/mo in gross rent and $535/mo in net monthly cash flow, a 10.34% yield that comfortably supports the 1.92 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,424. Five-year appreciation: $88,134. Equity from principal paydown: $2,938/yr. Total projected cumulative return: $156,483.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 8.0% |
| Monthly Cash Flow | $535 | $1,500 |
City averages based on Justice market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,748 |
| Total Monthly Debt Service | $2,086 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
9,310 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60458, Justice, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,936 (100%) |
| Owner Occupied HU | 2,867 (48.3%) |
| Renter Occupied HU | 2,604 (43.9%) |
| Vacant Housing Units | 465 ( 7.8%) |
| Median Home Value | $251,346 |
| Average Home Value | $248,193 |
Housing Distribution
Address Breakdown
Residential
5,817
Single Family
3,581
Multi-Family
2,236
Businesses
187
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
9,310 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60458, Justice, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,936 (100%) |
| Owner Occupied HU | 2,867 (48.3%) |
| Renter Occupied HU | 2,604 (43.9%) |
| Vacant Housing Units | 465 ( 7.8%) |
| Median Home Value | $251,346 |
| Average Home Value | $248,193 |
Housing Distribution
Address Breakdown
Residential
5,817
Single Family
3,581
Multi-Family
2,236
Businesses
187
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices