316 W 13th StBruniTX78344
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 316 W 13th St, Bruni, TX, 78344 in Bruni deserves attention. This $209,000 property earns $3,169/mo in rent, a 18.2% gross yield, and nets $1,683/mo after the $940/mo payment. DSCR 3.37 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $57,743 compounds alongside $1,925/yr in yearly equity build, for a total cumulative return of $188,390.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 18.2% | 6.2% |
| Monthly Cash Flow | $1,683 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,169 |
| Total Monthly Debt Service | $1,403 |
| DSCR Ratio | 2.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
6,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78344, Bruni, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 139 (100%) |
| Owner Occupied HU | 79 (56.8%) |
| Renter Occupied HU | 10 ( 7.2%) |
| Vacant Housing Units | 50 (36.0%) |
| Median Home Value | $160,833 |
| Average Home Value | $192,816 |
Housing Distribution
Address Breakdown
Residential
12
Single Family
12
Multi-Family
0
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
6,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78344, Bruni, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 139 (100%) |
| Owner Occupied HU | 79 (56.8%) |
| Renter Occupied HU | 10 ( 7.2%) |
| Vacant Housing Units | 50 (36.0%) |
| Median Home Value | $160,833 |
| Average Home Value | $192,816 |
Housing Distribution
Address Breakdown
Residential
12
Single Family
12
Multi-Family
0
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices