316 San Lucas StMc FarlandCA93250
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 316 San Lucas St, Mc Farland, CA, 93250 in Mc Farland. At $294,500 it earns $2,096/mo in rent and distributes $275/mo to the owner after the $1,324/mo payment, a consistent 8.54% yield. DSCR 1.58 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $81,365 in value; $2,712/yr in principal paydown compounds ownership stake. Total projected return: $129,334.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.0% |
| Monthly Cash Flow | $275 | $200 |
City averages based on Mc Farland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,096 |
| Total Monthly Debt Service | $1,705 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1941
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93250, Mc Farland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,808 (100%) |
| Owner Occupied HU | 2,192 (57.6%) |
| Renter Occupied HU | 1,522 (40.0%) |
| Vacant Housing Units | 94 ( 2.5%) |
| Median Home Value | $281,604 |
| Average Home Value | $305,584 |
Housing Distribution
Address Breakdown
Residential
3,576
Single Family
3,505
Multi-Family
71
Businesses
190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1941
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93250, Mc Farland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,808 (100%) |
| Owner Occupied HU | 2,192 (57.6%) |
| Renter Occupied HU | 1,522 (40.0%) |
| Vacant Housing Units | 94 ( 2.5%) |
| Median Home Value | $281,604 |
| Average Home Value | $305,584 |
Housing Distribution
Address Breakdown
Residential
3,576
Single Family
3,505
Multi-Family
71
Businesses
190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices