316 Orchard TerRoselleIL60172
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 316 Orchard Ter, Roselle, IL, 60172 in Roselle is listed at $625,600 and delivers $5,172/mo in rent and $798/mo in net monthly cash flow. The 9.92% yield and 1.84 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $172,842 over five years, and $5,762/yr in principal reduction supplements cash return. Total projected cumulative return: $290,799.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.0% |
| Monthly Cash Flow | $798 | $300 |
City averages based on Roselle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,172 |
| Total Monthly Debt Service | $4,125 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60172, Roselle, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,809 (100%) |
| Owner Occupied HU | 7,549 (77.0%) |
| Renter Occupied HU | 1,954 (19.9%) |
| Vacant Housing Units | 306 ( 3.1%) |
| Median Home Value | $361,237 |
| Average Home Value | $412,711 |
Housing Distribution
Address Breakdown
Residential
9,717
Single Family
7,884
Multi-Family
1,833
Businesses
901
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60172, Roselle, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,809 (100%) |
| Owner Occupied HU | 7,549 (77.0%) |
| Renter Occupied HU | 1,954 (19.9%) |
| Vacant Housing Units | 306 ( 3.1%) |
| Median Home Value | $361,237 |
| Average Home Value | $412,711 |
Housing Distribution
Address Breakdown
Residential
9,717
Single Family
7,884
Multi-Family
1,833
Businesses
901
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices