3155 S 900 WSan PierreIN46374
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3155 S 900 W, San Pierre, IN, 46374 in San Pierre speaks for itself: 13.08% gross on a $135,000 price, generating $1,471/mo in rent and $561/mo in net income after the $607/mo debt service. DSCR 2.42, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,730 stacks alongside $37,298 in projected five-year appreciation and $1,243/yr in principal reduction. Projected total cumulative return: $87,626.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.1% | 8.0% |
| Monthly Cash Flow | $561 | $500 |
City averages based on San Pierre market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,471 |
| Total Monthly Debt Service | $857 |
| DSCR Ratio | 1.72x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
0.29 Acres lot
$N/A/sqft
$100 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 46374, San Pierre, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 428 (100%) |
| Owner Occupied HU | 341 (79.7%) |
| Renter Occupied HU | 57 (13.3%) |
| Vacant Housing Units | 30 ( 7.0%) |
| Median Home Value | $229,225 |
| Average Home Value | $227,375 |
Housing Distribution
Address Breakdown
Residential
389
Single Family
389
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
0.29 Acres lot
$N/A/sqft
$100 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 46374, San Pierre, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 428 (100%) |
| Owner Occupied HU | 341 (79.7%) |
| Renter Occupied HU | 57 (13.3%) |
| Vacant Housing Units | 30 ( 7.0%) |
| Median Home Value | $229,225 |
| Average Home Value | $227,375 |
Housing Distribution
Address Breakdown
Residential
389
Single Family
389
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Malchow • RE/MAX Select Realty
Mls Name: NIRA
Mls Provider:
Mls ID: #806390
Disclaimer: Based on information submitted to the MLS GRID as of 2025-10-29 23:42:47 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#185)