315 E 65th St APT 8DNew YorkNY10065
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 315 E 65th St APT 8D, New York, NY, 10065 in New York speaks for itself: 22.23% gross on a $699,000 price, generating $12,952/mo in rent and $6,892/mo in net income after the $3,143/mo debt service. DSCR 4.12, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $82,701 stacks alongside $193,121 in projected five-year appreciation and $6,438/yr in principal reduction. Projected total cumulative return: $716,133.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 22.2% | 4.8% |
| Monthly Cash Flow | $6,892 | $28,500 |
City averages based on New York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $12,952 |
| Total Monthly Debt Service | $5,782 |
| DSCR Ratio | 2.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1962
N/A lot
$N/A/sqft
$1,392 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1962
N/A lot
$N/A/sqft
$1,392 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices