425 E 63rd St APT W4DNew YorkNY10065
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow425 E 63rd St APT W4D, New York, NY, 10065 in New York is a solid income-producing rental, 10.57% gross yield, $11,010/mo rent, $214/mo net cash flow on a $1,250,000 buy. DSCR 1.96 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $345,352 and $11,513/yr in principal reduction project a total cumulative return of $501,007.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 4.8% |
| Monthly Cash Flow | $214 | $28,500 |
City averages based on New York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $11,010 |
| Total Monthly Debt Service | $10,299 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Apartment
Built in 1956
N/A lot
$N/A/sqft
$2,449 monthly HOA
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Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Apartment
Built in 1956
N/A lot
$N/A/sqft
$2,449 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices