315 CINCINNATI AVE UNIT 102San AntonioTX78201
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 315 CINCINNATI AVE UNIT 102, San Antonio, TX, 78201 in San Antonio deserves attention. This $535,000 property earns $4,732/mo in rent, a 10.61% gross yield, and nets $910/mo after the $2,406/mo payment. DSCR 1.97 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $147,811 compounds alongside $4,927/yr in yearly equity build, for a total cumulative return of $263,700.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 5.8% |
| Monthly Cash Flow | $910 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,732 |
| Total Monthly Debt Service | $3,608 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2023
N/A lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78201, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,400 (100%) |
| Owner Occupied HU | 8,115 (46.6%) |
| Renter Occupied HU | 7,654 (44.0%) |
| Vacant Housing Units | 1,631 ( 9.4%) |
| Median Home Value | $244,709 |
| Average Home Value | $307,310 |
Housing Distribution
Address Breakdown
Residential
16,888
Single Family
12,692
Multi-Family
4,196
Businesses
1,679
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2023
N/A lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78201, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,400 (100%) |
| Owner Occupied HU | 8,115 (46.6%) |
| Renter Occupied HU | 7,654 (44.0%) |
| Vacant Housing Units | 1,631 ( 9.4%) |
| Median Home Value | $244,709 |
| Average Home Value | $307,310 |
Housing Distribution
Address Breakdown
Residential
16,888
Single Family
12,692
Multi-Family
4,196
Businesses
1,679
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices