3144 Raphael CtSt CharlesIL60175
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in St Charles at 3144 Raphael Ct, St Charles, IL, 60175 listed at $390,000 pairs $3,384/mo rent with a $1,909/mo payment to leave $505/mo cash flow. Total monthly income runs $3,384/mo, and annual cash flow reaches $6,057/yr on $129,285 cash to close. Return on cash invested measures 24.59% in year one, and rental yield registers 10.41% at a $390,000 basis. Equity gained on principal adds $2,517/yr, and annual property appreciation at 5% supports $107,750 by year five. Five-year ROI tracks 129.52% and total cumulative return in cash totals $167,456. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,384/mo property income relative to a $1,909/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Townhouse
Built in 2002
2,831 sqft lot
$N/A/sqft
$174 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60175, Saint Charles, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,107 (100%) |
| Owner Occupied HU | 8,172 (89.7%) |
| Renter Occupied HU | 699 ( 7.7%) |
| Vacant Housing Units | 236 ( 2.6%) |
| Median Home Value | $517,490 |
| Average Home Value | $555,441 |
Housing Distribution
Address Breakdown
Residential
8,548
Single Family
8,544
Multi-Family
4
Businesses
297
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Nearby investment properties with comparable prices
Listed by: Micah Kirstein • john greene, Realtor
Mls Name: MRED as distributed by MLS GRID
Mls Provider:
Mls ID: #12354321
Disclaimer: Based on information submitted to the MLS GRID as of 2025. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#17)