3141 Joshua Tree Cir, Stockton, CA, 95209 | $957/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Stockton at 3141 Joshua Tree Cir, Stockton, CA, 95209 uses $219,443 cash to close to unlock $11,489/yr annual cash flow and $957/mo monthly cash flow. Total monthly income runs $5,174/mo, and a $3,265/mo payment keeps the spread at $957/mo. Purchase price stands at $667,000, and rental yield measures 9.31% with $5,174/mo rent. Return on cash invested shows 25.3% in year one, and 5% annual appreciation builds toward $184,280 over five years. Five-year ROI reaches 131.88% and total cumulative return in cash records $289,403. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $5,174/mo property income covering a $3,265/mo payment rather than investor’s personal income.

Single Family

Built in 2001

6,560 sqft lot

$N/A/sqft

$90 monthly HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95209, Stockton, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,784 (100%)
Owner Occupied HU	9,326 (67.7%)
Renter Occupied HU	4,034 (29.3%)
Vacant Housing Units	424 ( 3.1%)
Median Home Value	$507,286
Average Home Value	$550,649