314 N Crow AveHardinMT59034
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Hardin rentals match the income profile of 314 N Crow Ave, Hardin, MT, 59034. Listed at $105,850, gross rent is $1,715/mo and net cash flow is $1,048/mo, a 19.44% yield well above national averages. DSCR 3.60 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $29,244 by year five with $975/yr in annual principal reduction, projecting $107,610 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 19.4% | 6.2% |
| Monthly Cash Flow | $1,048 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,715 |
| Total Monthly Debt Service | $625 |
| DSCR Ratio | 2.74x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1919
7,013 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59034, Hardin, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,807 (100%) |
| Owner Occupied HU | 975 (54.0%) |
| Renter Occupied HU | 631 (34.9%) |
| Vacant Housing Units | 201 (11.1%) |
| Median Home Value | $176,786 |
| Average Home Value | $220,590 |
Housing Distribution
Address Breakdown
Residential
1,616
Single Family
1,554
Multi-Family
62
Businesses
261
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1919
7,013 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59034, Hardin, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,807 (100%) |
| Owner Occupied HU | 975 (54.0%) |
| Renter Occupied HU | 631 (34.9%) |
| Vacant Housing Units | 201 (11.1%) |
| Median Home Value | $176,786 |
| Average Home Value | $220,590 |
Housing Distribution
Address Breakdown
Residential
1,616
Single Family
1,554
Multi-Family
62
Businesses
261
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices