637 3rd St WHardinMT59034








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Hardin at 637 3rd St W, Hardin, MT, 59034 earns $211/mo cash flow from $912/mo rent with a $587/mo payment. Total monthly income totals $912/mo, and annual cash flow totals $2,532/yr on $39,780 capital. ROI tracks 26.27% on current figures, and rental yield reads 9.12% at a $120,000 purchase. Equity gained on principal adds $774/yr, and 5% annual appreciation supports $33,154 over five years. Five-year ROI reaches 136.52% and total cumulative return in cash sums $54,307. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $912/mo property income instead of your personal income.
Single Family
Built in 1920
7,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59034, Hardin, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,807 (100%) |
| Owner Occupied HU | 975 (54.0%) |
| Renter Occupied HU | 631 (34.9%) |
| Vacant Housing Units | 201 (11.1%) |
| Median Home Value | $176,786 |
| Average Home Value | $220,590 |
Housing Distribution
Address Breakdown
Residential
1,616
Single Family
1,554
Multi-Family
62
Businesses
261
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