314 Jacksonville CtPoincianaFL34759
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 314 Jacksonville Ct, Poinciana, FL, 34759 in Poinciana: $2,112/mo in rent, $440/mo in net income, 10.69% gross yield, 1.98 DSCR, all at $237,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $65,479 in appreciation and $2,183/yr in principal paydown projects total cumulative return of $125,057.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.2% |
| Monthly Cash Flow | $440 | $300 |
City averages based on Poinciana market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,112 |
| Total Monthly Debt Service | $1,478 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
8,398 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34759, Kissimmee, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,527 (100%) |
| Owner Occupied HU | 13,526 (69.3%) |
| Renter Occupied HU | 3,775 (19.3%) |
| Vacant Housing Units | 2,226 (11.4%) |
| Median Home Value | $341,383 |
| Average Home Value | $363,596 |
Housing Distribution
Address Breakdown
Residential
18,819
Single Family
18,669
Multi-Family
150
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
8,398 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34759, Kissimmee, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,527 (100%) |
| Owner Occupied HU | 13,526 (69.3%) |
| Renter Occupied HU | 3,775 (19.3%) |
| Vacant Housing Units | 2,226 (11.4%) |
| Median Home Value | $341,383 |
| Average Home Value | $363,596 |
Housing Distribution
Address Breakdown
Residential
18,819
Single Family
18,669
Multi-Family
150
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices