314 E Broadway StUnion BridgeMD21791
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 314 E Broadway St, Union Bridge, MD, 21791 in Union Bridge aligned with their strategy. Rental yield 6.55%. DSCR 1.21 and 6.55% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $2,533/yr in paydown build toward a projected cumulative return of $90,759.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 8.2% |
| Monthly Cash Flow | $(210) | $450 |
City averages based on Union Bridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,500 |
| Total Monthly Debt Service | $1,601 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21791, Union Bridge, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,187 (100%) |
| Owner Occupied HU | 1,692 (77.4%) |
| Renter Occupied HU | 376 (17.2%) |
| Vacant Housing Units | 119 ( 5.4%) |
| Median Home Value | $529,442 |
| Average Home Value | $601,399 |
Housing Distribution
Address Breakdown
Residential
1,812
Single Family
1,791
Multi-Family
21
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21791, Union Bridge, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,187 (100%) |
| Owner Occupied HU | 1,692 (77.4%) |
| Renter Occupied HU | 376 (17.2%) |
| Vacant Housing Units | 119 ( 5.4%) |
| Median Home Value | $529,442 |
| Average Home Value | $601,399 |
Housing Distribution
Address Breakdown
Residential
1,812
Single Family
1,791
Multi-Family
21
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #MDCR2031918