31321 The Old Rd UNIT ACastaicCA91384
INVESTMENT ANALYSIS
Investment Verdict
Solid Income31321 The Old Rd UNIT A, Castaic, CA, 91384 in Castaic is a solid income-producing rental, 9.41% gross yield, $4,079/mo rent, $648/mo net cash flow on a $520,000 buy. DSCR 1.74 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $143,666 and $4,789/yr in principal reduction project a total cumulative return of $239,862.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 5.3% |
| Monthly Cash Flow | $648 | $1,500 |
City averages based on Castaic market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,079 |
| Total Monthly Debt Service | $3,224 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1984
5.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91384, Castaic, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,696 (100%) |
| Owner Occupied HU | 6,290 (81.7%) |
| Renter Occupied HU | 1,234 (16.0%) |
| Vacant Housing Units | 172 ( 2.2%) |
| Median Home Value | $810,154 |
| Average Home Value | $870,566 |
Housing Distribution
Address Breakdown
Residential
7,183
Single Family
6,755
Multi-Family
428
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1984
5.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91384, Castaic, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,696 (100%) |
| Owner Occupied HU | 6,290 (81.7%) |
| Renter Occupied HU | 1,234 (16.0%) |
| Vacant Housing Units | 172 ( 2.2%) |
| Median Home Value | $810,154 |
| Average Home Value | $870,566 |
Housing Distribution
Address Breakdown
Residential
7,183
Single Family
6,755
Multi-Family
428
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices