3130 Anella RdSan DiegoCA92173
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 3130 Anella Rd, San Diego, CA, 92173 in San Diego earns a 9.18% gross yield at $850,000. Rent of $6,500/mo nets $1,052/mo after the $3,822/mo mortgage. The 1.70 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $234,839 and $7,829/yr in equity accumulation project a total cumulative return of $390,790.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 4.8% |
| Monthly Cash Flow | $1,052 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,500 |
| Total Monthly Debt Service | $5,111 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
5,598 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92173, San Ysidro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,352 (100%) |
| Owner Occupied HU | 2,862 (34.3%) |
| Renter Occupied HU | 5,293 (63.4%) |
| Vacant Housing Units | 197 ( 2.4%) |
| Median Home Value | $577,840 |
| Average Home Value | $691,130 |
Housing Distribution
Address Breakdown
Residential
7,810
Single Family
5,491
Multi-Family
2,319
Businesses
660
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
5,598 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92173, San Ysidro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,352 (100%) |
| Owner Occupied HU | 2,862 (34.3%) |
| Renter Occupied HU | 5,293 (63.4%) |
| Vacant Housing Units | 197 ( 2.4%) |
| Median Home Value | $577,840 |
| Average Home Value | $691,130 |
Housing Distribution
Address Breakdown
Residential
7,810
Single Family
5,491
Multi-Family
2,319
Businesses
660
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices