313 W 1st StStuttgartAR72160
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.96% gross rental yield, 313 W 1st St, Stuttgart, AR, 72160 in Stuttgart is priced for capital growth, not immediate cash flow. The $165,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $45,586 by year five, with $1,520/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.11) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $51,386.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.2% |
| Monthly Cash Flow | $(172) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $820 |
| Total Monthly Debt Service | $926 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72160, Stuttgart, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,811 (100%) |
| Owner Occupied HU | 2,497 (51.9%) |
| Renter Occupied HU | 1,577 (32.8%) |
| Vacant Housing Units | 737 (15.3%) |
| Median Home Value | $168,536 |
| Average Home Value | $193,145 |
Housing Distribution
Address Breakdown
Residential
4,442
Single Family
4,158
Multi-Family
284
Businesses
628
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Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72160, Stuttgart, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,811 (100%) |
| Owner Occupied HU | 2,497 (51.9%) |
| Renter Occupied HU | 1,577 (32.8%) |
| Vacant Housing Units | 737 (15.3%) |
| Median Home Value | $168,536 |
| Average Home Value | $193,145 |
Housing Distribution
Address Breakdown
Residential
4,442
Single Family
4,158
Multi-Family
284
Businesses
628
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices