313 Lynn StRoscoePA15477
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 313 Lynn St, Roscoe, PA, 15477 in Roscoe hard to pass up. The 14.96% gross yield on a $159,900 purchase results in $1,993/mo in rent and $945/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.77). Annual cash flow of $11,345, five-year appreciation of $44,177, and $1,473/yr in equity build-up combine for a projected total cumulative return of $121,723.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 15% | 6.2% |
| Monthly Cash Flow | $945 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,993 |
| Total Monthly Debt Service | $984 |
| DSCR Ratio | 2.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1880
7,601 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15477, Roscoe, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 331 (100%) |
| Owner Occupied HU | 221 (66.8%) |
| Renter Occupied HU | 73 (22.1%) |
| Vacant Housing Units | 37 (11.2%) |
| Median Home Value | $119,107 |
| Average Home Value | $153,348 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1880
7,601 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15477, Roscoe, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 331 (100%) |
| Owner Occupied HU | 221 (66.8%) |
| Renter Occupied HU | 73 (22.1%) |
| Vacant Housing Units | 37 (11.2%) |
| Median Home Value | $119,107 |
| Average Home Value | $153,348 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices