313 Kilkelly RdKalamaWA98625
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 313 Kilkelly Rd, Kalama, WA, 98625 in Kalama offers a clean, manageable entry. Rental yield 6.14%. DSCR 1.14 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $106,396 in additional property value over five years, with $3,547/yr in principal equity building ownership stake. Total projected cumulative return: $123,625.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 6.2% |
| Monthly Cash Flow | $(343) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,972 |
| Total Monthly Debt Service | $2,162 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1960
0.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98625, Kalama, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,171 (100%) |
| Owner Occupied HU | 2,489 (78.5%) |
| Renter Occupied HU | 469 (14.8%) |
| Vacant Housing Units | 213 ( 6.7%) |
| Median Home Value | $568,299 |
| Average Home Value | $654,277 |
Housing Distribution
Address Breakdown
Residential
2,282
Single Family
2,266
Multi-Family
16
Businesses
166
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1960
0.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98625, Kalama, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,171 (100%) |
| Owner Occupied HU | 2,489 (78.5%) |
| Renter Occupied HU | 469 (14.8%) |
| Vacant Housing Units | 213 ( 6.7%) |
| Median Home Value | $568,299 |
| Average Home Value | $654,277 |
Housing Distribution
Address Breakdown
Residential
2,282
Single Family
2,266
Multi-Family
16
Businesses
166
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A