313 E South 1st StGrangevilleID83530
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 313 E South 1st St, Grangeville, ID, 83530 in Grangeville deserves attention. This $280,789 property earns $2,633/mo in rent, a 11.25% gross yield, and nets $1,017/mo after the $1,263/mo payment. DSCR 2.08 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $77,577 compounds alongside $2,586/yr in yearly equity build, for a total cumulative return of $171,392.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 5.0% |
| Monthly Cash Flow | $1,017 | $200 |
City averages based on Grangeville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,633 |
| Total Monthly Debt Service | $1,504 |
| DSCR Ratio | 1.75x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83530, Grangeville, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,791 (100%) |
| Owner Occupied HU | 1,857 (66.5%) |
| Renter Occupied HU | 630 (22.6%) |
| Vacant Housing Units | 304 (10.9%) |
| Median Home Value | $324,375 |
| Average Home Value | $386,570 |
Housing Distribution
Address Breakdown
Residential
2,411
Single Family
2,246
Multi-Family
165
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83530, Grangeville, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,791 (100%) |
| Owner Occupied HU | 1,857 (66.5%) |
| Renter Occupied HU | 630 (22.6%) |
| Vacant Housing Units | 304 (10.9%) |
| Median Home Value | $324,375 |
| Average Home Value | $386,570 |
Housing Distribution
Address Breakdown
Residential
2,411
Single Family
2,246
Multi-Family
165
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A