3125 Crestmont Ln APT 101DaytonOH45431
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 3125 Crestmont Ln APT 101, Dayton, OH, 45431 in Dayton at $210,000 earns $1,472/mo in rent and nets $91/mo after the $944/mo payment, a 8.41% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $58,019 over five years. Ziffy Mortgage underwrites this on a 1.56 DSCR without U.S. credit history. With $1,934/yr in principal paydown, total projected return reaches $85,867.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 8.1% |
| Monthly Cash Flow | $91 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,472 |
| Total Monthly Debt Service | $1,298 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2005
840.71 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45431, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,608 (100%) |
| Owner Occupied HU | 5,949 (47.2%) |
| Renter Occupied HU | 5,543 (44.0%) |
| Vacant Housing Units | 1,116 ( 8.9%) |
| Median Home Value | $222,796 |
| Average Home Value | $247,665 |
Housing Distribution
Address Breakdown
Residential
12,441
Single Family
11,226
Multi-Family
1,215
Businesses
672
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2005
840.71 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45431, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,608 (100%) |
| Owner Occupied HU | 5,949 (47.2%) |
| Renter Occupied HU | 5,543 (44.0%) |
| Vacant Housing Units | 1,116 ( 8.9%) |
| Median Home Value | $222,796 |
| Average Home Value | $247,665 |
Housing Distribution
Address Breakdown
Residential
12,441
Single Family
11,226
Multi-Family
1,215
Businesses
672
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices