3121 Birkdale DrHolidayFL34690
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 3121 Birkdale Dr, Holiday, FL, 34690 in Holiday, $154,000, 9.11% gross yield, $4/mo net income. Consider it a market-entry position, the $1,169/mo rent covers the $692/mo payment with a margin, and 5%/yr appreciation is projected to add $42,547 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.69) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $68,186.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 8.0% |
| Monthly Cash Flow | $4 | $1,200 |
City averages based on Holiday market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,169 |
| Total Monthly Debt Service | $961 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1984
4,508 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34690, Holiday, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,538 (100%) |
| Owner Occupied HU | 4,141 (54.9%) |
| Renter Occupied HU | 2,173 (28.8%) |
| Vacant Housing Units | 1,224 (16.2%) |
| Median Home Value | $162,816 |
| Average Home Value | $219,763 |
Housing Distribution
Address Breakdown
Residential
6,977
Single Family
6,222
Multi-Family
755
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1984
4,508 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34690, Holiday, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,538 (100%) |
| Owner Occupied HU | 4,141 (54.9%) |
| Renter Occupied HU | 2,173 (28.8%) |
| Vacant Housing Units | 1,224 (16.2%) |
| Median Home Value | $162,816 |
| Average Home Value | $219,763 |
Housing Distribution
Address Breakdown
Residential
6,977
Single Family
6,222
Multi-Family
755
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices