3120 S Ruch StWhitehallPA18052








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Whitehall at 3120 S Ruch St, Whitehall, PA, 18052 generates $2,760/mo in rent and, after a $1,542/mo payment, leaves $696/mo in cash flow. Total monthly income is $2,760/mo, and annual cash flow is $8,347/yr on $104,423 invested. Return on cash invested sits at 27.9% in year one, and rental yield is 10.51% on a $315,000 entry. Equity gained on principal adds $2,033/yr, while 5% annual appreciation builds toward $87,029 over five years. Five-year ROI reaches 146.2% and total cumulative return in cash sums $152,669. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,760/mo property income rather than buyer’s personal income.
Single Family
Built in 1880
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18052, Whitehall, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,017 (100%) |
| Owner Occupied HU | 7,292 (60.7%) |
| Renter Occupied HU | 4,322 (36.0%) |
| Vacant Housing Units | 403 ( 3.4%) |
| Median Home Value | $303,903 |
| Average Home Value | $335,283 |
Housing Distribution
Address Breakdown
Residential
11,951
Single Family
9,450
Multi-Family
2,501
Businesses
915
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Listed by: Jennifer L. Schimmel • Keller Williams Northampton
Mls Name: GLVR
Mls ID: #766064








