3120 E Lazar RdCamp VerdeAZ86322
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 3120 E Lazar Rd, Camp Verde, AZ, 86322 in Camp Verde at $392,000 earns $2,443/mo in rent and nets $126/mo after the $1,763/mo payment, a 7.48% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $108,302 over five years. Ziffy Mortgage underwrites this on a 1.39 DSCR without U.S. credit history. With $3,610/yr in principal paydown, total projected return reaches $156,275.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 7.2% |
| Monthly Cash Flow | $126 | $250 |
City averages based on Camp Verde market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,443 |
| Total Monthly Debt Service | $2,161 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86322, Camp Verde, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,522 (100%) |
| Owner Occupied HU | 3,972 (71.9%) |
| Renter Occupied HU | 1,052 (19.1%) |
| Vacant Housing Units | 498 ( 9.0%) |
| Median Home Value | $360,817 |
| Average Home Value | $400,145 |
Housing Distribution
Address Breakdown
Residential
4,701
Single Family
4,342
Multi-Family
359
Businesses
470
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86322, Camp Verde, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,522 (100%) |
| Owner Occupied HU | 3,972 (71.9%) |
| Renter Occupied HU | 1,052 (19.1%) |
| Vacant Housing Units | 498 ( 9.0%) |
| Median Home Value | $360,817 |
| Average Home Value | $400,145 |
Housing Distribution
Address Breakdown
Residential
4,701
Single Family
4,342
Multi-Family
359
Businesses
470
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Randall Crewse • Realty ONE Group Mountain Desert
Mls Name: ARMLS
Mls Provider:
Mls ID: #6912582
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.