312 S Main StMuncyPA17756
INVESTMENT ANALYSIS
Investment Verdict
Solid Income312 S Main St, Muncy, PA, 17756 in Muncy earns a respectable 8.07% gross yield at $385,000, but after the $1,731/mo mortgage the net cash flow is $66/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.50) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $106,368 over five years, making equity the dominant return driver. Total projected return: $150,820.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $66 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,588 |
| Total Monthly Debt Service | $2,370 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1901
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17756, Muncy, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,978 (100%) |
| Owner Occupied HU | 3,649 (73.3%) |
| Renter Occupied HU | 954 (19.2%) |
| Vacant Housing Units | 375 ( 7.5%) |
| Median Home Value | $270,661 |
| Average Home Value | $312,705 |
Housing Distribution
Address Breakdown
Residential
4,807
Single Family
4,764
Multi-Family
43
Businesses
407
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1901
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17756, Muncy, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,978 (100%) |
| Owner Occupied HU | 3,649 (73.3%) |
| Renter Occupied HU | 954 (19.2%) |
| Vacant Housing Units | 375 ( 7.5%) |
| Median Home Value | $270,661 |
| Average Home Value | $312,705 |
Housing Distribution
Address Breakdown
Residential
4,807
Single Family
4,764
Multi-Family
43
Businesses
407
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: CONNIE K MAY • BERKSHIRE HATHAWAY HOMESERVICES HODRICK REALTY-LEWS
Mls Name: CSVBOR
Mls ID: #20-100570
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.