312 E Main StEverettPA15537
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 312 E Main St, Everett, PA, 15537 in Everett: $3,821/mo in rent, $2,380/mo net, 20.85% gross yield, all on a $219,900 acquisition. The 3.86 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $60,754 in value, and $2,025/yr in principal paydown steadily builds equity. Projected total cumulative return: $236,909.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 20.9% | 6.2% |
| Monthly Cash Flow | $2,380 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,821 |
| Total Monthly Debt Service | $1,353 |
| DSCR Ratio | 2.82x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1929
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15537, Everett, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,942 (100%) |
| Owner Occupied HU | 2,479 (62.9%) |
| Renter Occupied HU | 880 (22.3%) |
| Vacant Housing Units | 583 (14.8%) |
| Median Home Value | $213,478 |
| Average Home Value | $248,709 |
Housing Distribution
Address Breakdown
Residential
3,455
Single Family
3,308
Multi-Family
147
Businesses
283
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1929
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15537, Everett, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,942 (100%) |
| Owner Occupied HU | 2,479 (62.9%) |
| Renter Occupied HU | 880 (22.3%) |
| Vacant Housing Units | 583 (14.8%) |
| Median Home Value | $213,478 |
| Average Home Value | $248,709 |
Housing Distribution
Address Breakdown
Residential
3,455
Single Family
3,308
Multi-Family
147
Businesses
283
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices