3115 White Tail Ln UNIT AOshkoshWI54904
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 3115 White Tail Ln UNIT A, Oshkosh, WI, 54904 in Oshkosh is straightforward: $227,000 in, $2,140/mo in rent, $420/mo out after debt service. The 11.31% gross yield and 2.10 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $62,716 by year five. With $2,091/yr in principal equity, the total cumulative return is projected at $114,513.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 5.9% |
| Monthly Cash Flow | $420 | $450 |
City averages based on Oshkosh market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,140 |
| Total Monthly Debt Service | $1,630 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2005
9,147 sqft lot
$N/A/sqft
$190 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54904, Oshkosh, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,885 (100%) |
| Owner Occupied HU | 7,158 (72.4%) |
| Renter Occupied HU | 2,419 (24.5%) |
| Vacant Housing Units | 308 ( 3.1%) |
| Median Home Value | $304,839 |
| Average Home Value | $339,326 |
Housing Distribution
Address Breakdown
Residential
9,898
Single Family
8,420
Multi-Family
1,478
Businesses
574
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2005
9,147 sqft lot
$N/A/sqft
$190 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54904, Oshkosh, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,885 (100%) |
| Owner Occupied HU | 7,158 (72.4%) |
| Renter Occupied HU | 2,419 (24.5%) |
| Vacant Housing Units | 308 ( 3.1%) |
| Median Home Value | $304,839 |
| Average Home Value | $339,326 |
Housing Distribution
Address Breakdown
Residential
9,898
Single Family
8,420
Multi-Family
1,478
Businesses
574
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Haese • Century 21 Ace Realty
Mls Name: RANW
Mls ID: #50311528
Disclaimer: Copyright REALTORS Association of Northeast Wisconsin MLS, Inc. - All Rights Reserved Information received from other 3rd parties: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker nor Zillow, Inc. nor RANW MLS shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.