31115 Highway 18, Utica, MS, 39175 | $496/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Utica at 31115 Highway 18, Utica, MS, 39175 uses $96,135 cash to close to unlock $5,949/yr annual cash flow and $496/mo monthly cash flow. Total monthly income runs $2,270/mo, and a $1,419/mo payment keeps the spread at $496/mo. Purchase price stands at $290,000, and rental yield measures 9.39% with $2,270/mo rent. Return on cash invested shows 26.1% in year one, and 5% annual appreciation builds toward $80,122 over five years. Five-year ROI reaches 135.94% and total cumulative return in cash records $130,684. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,270/mo property income covering a $1,419/mo payment rather than investor’s personal income.

Single Family

Built in 1992

39.50 Acres lot

$N/A/sqft

No HOA