3111 Bigelow DrHolidayFL34691



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 3111 Bigelow Dr, Holiday, FL, 34691 in Holiday. At $221,600 it earns $1,988/mo in rent and distributes $441/mo to the owner after the $996/mo payment, a consistent 10.77% yield. DSCR 2.00 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $61,224 in value; $2,041/yr in principal paydown compounds ownership stake. Total projected return: $113,220.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 8.0% |
| Monthly Cash Flow | $441 | $1,200 |
City averages based on Holiday market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,988 |
| Total Monthly Debt Service | $1,459 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
6,011 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34691, Holiday, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,304 (100%) |
| Owner Occupied HU | 7,036 (57.2%) |
| Renter Occupied HU | 3,478 (28.3%) |
| Vacant Housing Units | 1,790 (14.5%) |
| Median Home Value | $266,310 |
| Average Home Value | $302,165 |
Housing Distribution
Address Breakdown
Residential
11,411
Single Family
10,730
Multi-Family
681
Businesses
356



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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1980
6,011 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34691, Holiday, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,304 (100%) |
| Owner Occupied HU | 7,036 (57.2%) |
| Renter Occupied HU | 3,478 (28.3%) |
| Vacant Housing Units | 1,790 (14.5%) |
| Median Home Value | $266,310 |
| Average Home Value | $302,165 |
Housing Distribution
Address Breakdown
Residential
11,411
Single Family
10,730
Multi-Family
681
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices










