3110 X StOmahaNE68107
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3110 X St, Omaha, NE, 68107 in Omaha speaks for itself: 16.44% gross on a $139,000 price, generating $1,904/mo in rent and $966/mo in net income after the $625/mo debt service. DSCR 3.05, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,589 stacks alongside $38,403 in projected five-year appreciation and $1,280/yr in principal reduction. Projected total cumulative return: $115,196.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.4% | 6.2% |
| Monthly Cash Flow | $966 | $450 |
City averages based on Omaha market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,904 |
| Total Monthly Debt Service | $883 |
| DSCR Ratio | 2.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68107, Omaha, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,352 (100%) |
| Owner Occupied HU | 5,396 (52.1%) |
| Renter Occupied HU | 4,380 (42.3%) |
| Vacant Housing Units | 576 ( 5.6%) |
| Median Home Value | $158,333 |
| Average Home Value | $244,852 |
Housing Distribution
Address Breakdown
Residential
9,522
Single Family
8,363
Multi-Family
1,159
Businesses
721
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68107, Omaha, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,352 (100%) |
| Owner Occupied HU | 5,396 (52.1%) |
| Renter Occupied HU | 4,380 (42.3%) |
| Vacant Housing Units | 576 ( 5.6%) |
| Median Home Value | $158,333 |
| Average Home Value | $244,852 |
Housing Distribution
Address Breakdown
Residential
9,522
Single Family
8,363
Multi-Family
1,159
Businesses
721
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices