311 Marion StEndicottNY13760
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 311 Marion St, Endicott, NY, 13760 in Endicott deserves attention. This $189,900 property earns $4,312/mo in rent, a 27.25% gross yield, and nets $3,043/mo after the $854/mo payment. DSCR 5.05 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $52,466 compounds alongside $1,749/yr in yearly equity build, for a total cumulative return of $268,314.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 27.3% | 6.2% |
| Monthly Cash Flow | $3,043 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,312 |
| Total Monthly Debt Service | $1,193 |
| DSCR Ratio | 3.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13760, Endicott, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,790 (100%) |
| Owner Occupied HU | 12,434 (57.1%) |
| Renter Occupied HU | 7,144 (32.8%) |
| Vacant Housing Units | 2,212 (10.2%) |
| Median Home Value | $169,978 |
| Average Home Value | $219,986 |
Housing Distribution
Address Breakdown
Residential
19,031
Single Family
17,461
Multi-Family
1,570
Businesses
885
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13760, Endicott, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,790 (100%) |
| Owner Occupied HU | 12,434 (57.1%) |
| Renter Occupied HU | 7,144 (32.8%) |
| Vacant Housing Units | 2,212 (10.2%) |
| Median Home Value | $169,978 |
| Average Home Value | $219,986 |
Housing Distribution
Address Breakdown
Residential
19,031
Single Family
17,461
Multi-Family
1,570
Businesses
885
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices