3109 Ashmonte DrLand O LakesFL34638
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 3109 Ashmonte Dr, Land O Lakes, FL, 34638 in Land O Lakes. At $637,500 it earns $4,604/mo in rent and distributes $312/mo to the owner after the $2,867/mo payment, a consistent 8.67% yield. DSCR 1.61 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $176,130 in value; $5,871/yr in principal paydown compounds ownership stake. Total projected return: $263,326.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.5% |
| Monthly Cash Flow | $312 | $1,800 |
City averages based on Land O Lakes market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,604 |
| Total Monthly Debt Service | $4,038 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
0.34 Acres lot
$N/A/sqft
$195 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
0.34 Acres lot
$N/A/sqft
$195 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ross A Hardy • REMAX Marketing Specialists
Mls Name: HCMLS
Mls Provider:
Mls ID: #2254553
Disclaimer: This information is provided exclusively for consumers personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed accurate by the MLS.