3108 Fm 190AshertonTX78827
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 3108 Fm 190, Asherton, TX, 78827 in Asherton. Rental yield 2.08%. At $890,000 with 2.08% gross yield, current distributions are modest, but the 5% appreciation rate projects $245,891 in new equity by year five, complemented by $8,197/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.39) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $33,173.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.1% | 6.2% |
| Monthly Cash Flow | $(4,785) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,544 |
| Total Monthly Debt Service | $5,975 |
| DSCR Ratio | 0.26x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78827, Asherton, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 476 (100%) |
| Owner Occupied HU | 279 (58.6%) |
| Renter Occupied HU | 79 (16.6%) |
| Vacant Housing Units | 118 (24.8%) |
| Median Home Value | $93,205 |
| Average Home Value | $107,885 |
Housing Distribution
Address Breakdown
Residential
18
Single Family
18
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78827, Asherton, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 476 (100%) |
| Owner Occupied HU | 279 (58.6%) |
| Renter Occupied HU | 79 (16.6%) |
| Vacant Housing Units | 118 (24.8%) |
| Median Home Value | $93,205 |
| Average Home Value | $107,885 |
Housing Distribution
Address Breakdown
Residential
18
Single Family
18
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents