3106 E Diana StTampaFL33610
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 3106 E Diana St, Tampa, FL, 33610 in Tampa is narrow, $164/mo net on $1,744/mo rent after the $1,070/mo debt service, but the property operates at break-even-plus, not a loss. At $238,000 with a 8.79% yield, the long-run equity case via 5% appreciation ($65,755 over five years) and $2,192/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.63 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $101,337.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 3.0% |
| Monthly Cash Flow | $164 | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,744 |
| Total Monthly Debt Service | $1,485 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
7,820 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33610, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,150 (100%) |
| Owner Occupied HU | 8,259 (45.5%) |
| Renter Occupied HU | 8,914 (49.1%) |
| Vacant Housing Units | 977 ( 5.4%) |
| Median Home Value | $232,567 |
| Average Home Value | $300,910 |
Housing Distribution
Address Breakdown
Residential
17,295
Single Family
13,161
Multi-Family
4,134
Businesses
1,735
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
7,820 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33610, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,150 (100%) |
| Owner Occupied HU | 8,259 (45.5%) |
| Renter Occupied HU | 8,914 (49.1%) |
| Vacant Housing Units | 977 ( 5.4%) |
| Median Home Value | $232,567 |
| Average Home Value | $300,910 |
Housing Distribution
Address Breakdown
Residential
17,295
Single Family
13,161
Multi-Family
4,134
Businesses
1,735
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Natalie Fernandez • EPIQUE REALTY, INC.
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #TB8396876
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