3105 Ten Acre RdPanama CityFL32405








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Panama City at 3105 Ten Acre Rd, Panama City, FL, 32405 uses $117,649 cash to close to unlock $1,979/yr annual cash flow and $165/mo monthly cash flow. Total monthly income runs $2,520/mo, and a $1,737/mo payment keeps the spread at $165/mo. Purchase price stands at $354,900, and rental yield measures 8.52% with $2,520/mo rent. Return on cash invested shows 21.59% in year one, and 5% annual appreciation builds toward $98,052 over five years. Five-year ROI reaches 112.44% and total cumulative return in cash records $132,280. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,520/mo property income covering a $1,737/mo payment rather than investor’s personal income.
Single Family
Built in 2025
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32405, Panama City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,910 (100%) |
| Owner Occupied HU | 7,737 (51.9%) |
| Renter Occupied HU | 4,741 (31.8%) |
| Vacant Housing Units | 2,432 (16.3%) |
| Median Home Value | $336,326 |
| Average Home Value | $395,025 |
Housing Distribution
Address Breakdown
Residential
13,594
Single Family
12,208
Multi-Family
1,386
Businesses
1,407
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Listed by: Kara McKenzie • Gillman Group Realty
Mls Name: CPAR
Mls ID: #779226






