3103 E Market StYorkPA17402
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 3103 E Market St, York, PA, 17402 in York hard to pass up. The 17.29% gross yield on a $180,710 purchase results in $2,604/mo in rent and $1,117/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.20). Annual cash flow of $13,409, five-year appreciation of $49,927, and $1,664/yr in equity build-up combine for a projected total cumulative return of $141,996.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.3% | 6.8% |
| Monthly Cash Flow | $1,117 | $850 |
City averages based on York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,604 |
| Total Monthly Debt Service | $1,415 |
| DSCR Ratio | 1.84x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1912
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17402, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,435 (100%) |
| Owner Occupied HU | 10,562 (68.4%) |
| Renter Occupied HU | 4,258 (27.6%) |
| Vacant Housing Units | 615 ( 4.0%) |
| Median Home Value | $310,879 |
| Average Home Value | $341,274 |
Housing Distribution
Address Breakdown
Residential
14,609
Single Family
13,268
Multi-Family
1,341
Businesses
1,515
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1912
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17402, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,435 (100%) |
| Owner Occupied HU | 10,562 (68.4%) |
| Renter Occupied HU | 4,258 (27.6%) |
| Vacant Housing Units | 615 ( 4.0%) |
| Median Home Value | $310,879 |
| Average Home Value | $341,274 |
Housing Distribution
Address Breakdown
Residential
14,609
Single Family
13,268
Multi-Family
1,341
Businesses
1,515
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A