3101 Southport DrHolidayFL34690
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3101 Southport Dr, Holiday, FL, 34690 in Holiday speaks for itself: 14.06% gross on a $169,500 price, generating $1,986/mo in rent and $724/mo in net income after the $762/mo debt service. DSCR 2.61, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,688 stacks alongside $46,830 in projected five-year appreciation and $1,561/yr in principal reduction. Projected total cumulative return: $111,819.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.1% | 8.0% |
| Monthly Cash Flow | $724 | $1,200 |
City averages based on Holiday market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,986 |
| Total Monthly Debt Service | $1,195 |
| DSCR Ratio | 1.66x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
6,001 sqft lot
$N/A/sqft
$128 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34690, Holiday, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,538 (100%) |
| Owner Occupied HU | 4,141 (54.9%) |
| Renter Occupied HU | 2,173 (28.8%) |
| Vacant Housing Units | 1,224 (16.2%) |
| Median Home Value | $162,816 |
| Average Home Value | $219,763 |
Housing Distribution
Address Breakdown
Residential
6,977
Single Family
6,222
Multi-Family
755
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
6,001 sqft lot
$N/A/sqft
$128 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34690, Holiday, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,538 (100%) |
| Owner Occupied HU | 4,141 (54.9%) |
| Renter Occupied HU | 2,173 (28.8%) |
| Vacant Housing Units | 1,224 (16.2%) |
| Median Home Value | $162,816 |
| Average Home Value | $219,763 |
Housing Distribution
Address Breakdown
Residential
6,977
Single Family
6,222
Multi-Family
755
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices