3100 Hartford St N APT 104Saint PetersburgFL33713
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3100 Hartford St N APT 104, Saint Petersburg, FL, 33713 in Saint Petersburg is a top-tier cash-flow asset. At $115,000 it produces $1,758/mo in rent and $592/mo in net monthly income, a 18.34% gross rental yield. The DSCR of 3.40 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $7,102. Five-year appreciation adds $31,772, driving a total cumulative return of $83,687.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.3% | 6.0% |
| Monthly Cash Flow | $592 | $1,800 |
City averages based on Saint Petersburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,758 |
| Total Monthly Debt Service | $1,120 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1970
1.96 Acres lot
$N/A/sqft
$403 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1970
1.96 Acres lot
$N/A/sqft
$403 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices