310 N Civic Dr APT 102Walnut CreekCA94596
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 310 N Civic Dr APT 102, Walnut Creek, CA, 94596 in Walnut Creek earns a 9.21% gross yield at $448,000. Rent of $3,437/mo nets $665/mo after the $2,014/mo mortgage. The 1.71 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $123,774 and $4,126/yr in equity accumulation project a total cumulative return of $212,764.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $665 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,437 |
| Total Monthly Debt Service | $2,593 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1972
44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94596, Walnut Creek, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,306 (100%) |
| Owner Occupied HU | 4,516 (39.9%) |
| Renter Occupied HU | 5,956 (52.7%) |
| Vacant Housing Units | 834 ( 7.4%) |
| Median Home Value | $1,585,999 |
| Average Home Value | $1,532,173 |
Housing Distribution
Address Breakdown
Residential
11,477
Single Family
4,453
Multi-Family
7,024
Businesses
2,749
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1972
44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94596, Walnut Creek, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,306 (100%) |
| Owner Occupied HU | 4,516 (39.9%) |
| Renter Occupied HU | 5,956 (52.7%) |
| Vacant Housing Units | 834 ( 7.4%) |
| Median Home Value | $1,585,999 |
| Average Home Value | $1,532,173 |
Housing Distribution
Address Breakdown
Residential
11,477
Single Family
4,453
Multi-Family
7,024
Businesses
2,749
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chunfu Hsieh • Coldwell Banker Realty
Mls Name: Bay East AOR
Mls ID: #41115446