310 N 2nd AveHill CityKS67642
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 310 N 2nd Ave, Hill City, KS, 67642 in Hill City is straightforward: $125,000 in, $1,170/mo in rent, $338/mo out after debt service. The 11.23% gross yield and 2.08 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $34,535 by year five. With $1,151/yr in principal equity, the total cumulative return is projected at $69,475.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.0% |
| Monthly Cash Flow | $338 | $300 |
City averages based on Hill City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,170 |
| Total Monthly Debt Service | $782 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1975
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67642, Hill City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 947 (100%) |
| Owner Occupied HU | 547 (57.8%) |
| Renter Occupied HU | 209 (22.1%) |
| Vacant Housing Units | 191 (20.2%) |
| Median Home Value | $100,528 |
| Average Home Value | $127,811 |
Housing Distribution
Address Breakdown
Residential
796
Single Family
783
Multi-Family
13
Businesses
177
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1975
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67642, Hill City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 947 (100%) |
| Owner Occupied HU | 547 (57.8%) |
| Renter Occupied HU | 209 (22.1%) |
| Vacant Housing Units | 191 (20.2%) |
| Median Home Value | $100,528 |
| Average Home Value | $127,811 |
Housing Distribution
Address Breakdown
Residential
796
Single Family
783
Multi-Family
13
Businesses
177
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices